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All Clear travel insurance review

Read Which?'s expert review of All Clear's travel insurance policy and find out how we rate its travel insurance against 54 other providers
Dean SobersSenior researcher & writer
All Clear travel insurance

In this article

All Clear – underwritten by Zurich – is a medical 'specialist' provider of travel insurance.

It's listed in the BIBA (British Insurance Brokers' Association) directory of firms offering tailored insurance options for travellers with pre-existing medical conditions.

All Clear

Take out a travel insurance policy with All Clear

Does All Clear offer the best travel insurance?

We've rated dozens of insurers on their policies. 

Members can log in to read our full reviews. If you're not already a member, join Which? and get full access to these results and all our reviews.

What does All Clear travel insurance offer?

Platinum travel insurance

Medical expenses
Unlimited
Dental treatment
£1,000
Cancellation
£10,000
Travel abandonment
£10,000
Natural disaster cover
Yes
Cancellation - illness, injury or death of person policyholder staying with
Yes
Bankruptcy of holiday supplier
No

Table last updated in May 2025. Next update in May 2026. We recommend checking policies before buying.

Find out more about All Clear travel insurance by visiting their site directly.

How good are All Clear's travel insurance policies?

Members can log in to read our full policy analysis. If you're not already a member, join Which? and get full access to these results and all our reviews.

Is All Clear good if you have a medical condition?

All Clear is a listed medical specialist insurer, meaning it may be able to cover you where others can't if your medical history is proving a barrier.

You'll need to declare your conditions to ensure they're covered. All Clear works with a medical screening company called Verisk to evaluate your medical risk.

If you're having difficulty finding the cover you need, check our guide on travel insurance if you have a medical condition.

How good is All Clear at handling claims?

In 2023, AllClear Insurance Services Ltd accepted 90-95% of claims on annual European policies. This was better than the average rate of 82.20%.

It paid 85-90% of claims on annual worldwide and also single trip policies. These compared to respective averages of 78.90% and 80.40%. 

All Clear travel insurance: how can I claim?

For medical emergencies abroad, call +44 (0)203 467 4122. 

To make other types of claim, call 01420 259 055 or claim online. 

Insurers will usually expect you to try recouping lost costs (such as deposits) elsewhere before claiming with them - for example checking with the travel provider if you're entitled to a refund or can move a cancelled trip. However, you can still call the insurer to let them know if there's a chance you will need to claim.  

You'll need to provide your policy number when you call.

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Which? Limited is registered in England and Wales to 2 Marylebone Road, London NW1 4DF, company number 00677665  and is an Introducer Appointed Representative (FRN 610689) of the following:


1. Inspop.com Ltd for the introduction of non-investment motor, home, travel and pet insurance, who are authorised and regulated by the Financial Conduct Authority (FCA) to provide advice and arrange non-investment motor, home, travel and pet insurance products (FRN310635). Inspop.com Ltd is authorised and regulated by the Financial Conduct Authority (FCA) to provide advice and arrange non-investment motor, home, travel and pet insurance products (FRN310635) and is registered in England and Wales to Greyfriars House, Greyfriars Road, Cardiff, South Wales, CF10 3AL, company number 03857130. Confused.com is a trading name of Inspop.com Ltd. 


2. LifeSearch Partners Limited (FRN656479), for the introduction of Pure Protection Contracts and Private Health Insurance, who are authorised and regulated by the FCA to provide advice and arrange Pure Protection Contracts and Private Health Insurance Contracts.  LifeSearch Partners Ltd is registered in England and Wales to 3000a Parkway, Whiteley, Hampshire, PO15 7FX, company number 03412386.


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4. Alan Boswell Insurance Brokers Ltd (FRN 301), for the introduction of non-investment landlord insurances, who are authorised and regulated by the Financial Conduct Authority to provide advice and arrange insurance contracts. Alan Boswell insurance brokers Ltd is registered in England at Prospect House, Rouen Rd, Norwich NR1 1RE, company number 02591252.


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