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Megan is a senior researcher and writer at Which?, with a background in data analysis and stats in the public and charity sectors.
In this article
The investment arm of high street bank Santander offers general investment accounts, stocks and shares Isas, Sipps and junior Isas.
You can invest for a minimum of £100 as a lump sum or £20 monthly payments.
Please note this article is for information purposes only and does not constitute advice. Refer to the particular T&Cs of an investment platform before committing to any financial products.
Santander Investment Hub received below-average scores from its customers (59%) and from us for its relatively pricey fees (47%) and limited choice of assets (4%).
50%
Annual fees
of 23 providers
Annual platform charge:
Trading charges:
Find out how these fees compare to other stocks and shares Isas.
Megan Thomas, Which? investments writer, says:
Customers of Santander Investment Hub can only invest in UK funds, so you'd need to use another platform if you wanted to invest in shares, trusts or exchange-traded funds.
Santander Investment Hub is on the cheaper side for investments worth less than £25,000.
But its charges fell somewhere in the middle of the competition for larger portfolios. That translates to paying hundreds of pounds more than the cheapest options.
Investors were unimpressed with Santander Investment Hub, and it was the lowest-scoring in our customer survey. It picked up two-star ratings for its information on investments and value for money.
Santander Investment Hub customers scored it 59%, the lowest score of any platform in our survey.
Comments from Santander Investment Hub customers that took part in our survey include:
Visit Santander Investment Hub to find out more about its accounts, services and investment options.
| Aspect of service | Star rating |
| Customer service | |
| Ease of use | |
| Information on investments | |
| Value for money |
These results are based on a January 2026 online survey of 3,053 adults – members of the Which? Connect panel and members of the public – who told us about 4,146 experiences with stocks and shares Isas. Santander Investment Hub results based on sample size of 47.
Santander Investment Hub is regulated by the Financial Conduct Authority and covered by the Financial Services Compensation Scheme (FSCS).
If Santander Investment Hub went bust and its other arrangements to protect your money failed, the FSCS will cover up to £85,000 of investments per person, per platform. You can claim for free online at fscs.org.uk – there's no reason to use a claims management company.