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Halifax Share Dealing investment platform review
Is Halifax Share Dealing any good?
In our latest customer satisfaction survey, Halifax Share Dealing received a customer score of 71% for its stocks and shares Isa, putting it joint 16th out of 25 providers.
Halifax Share Dealing is the investment arm of the well-known high street bank Halifax.
The platform was the most expensive in our survey for portfolios worth less than £25,000. This is because it charges a fixed fee (£36 a year, not including the cost of trades), which is better value for larger portfolios. However, if you're aged 18-25, the fixed fee is waived until you turn 26.
Halifax Share Dealing had more ways to contact customer service than most platforms – via phone, email, form, online chat and post.
But, it also pays no interest at all on uninvested cash in your investment account – an increasingly rare practice.
The minimum investment required to use Halifax Share Dealing is £20 a month.
Please note that the information in this article is for information purposes only and does not constitute advice. Please refer to the particular terms and conditions of an investment platform before committing to any financial products.
- Find out more: Best investment platforms in the UK 2025
Halifax Share Dealing stocks and shares Isa star ratings in more detail
| Aspect of service | Star rating |
| Customer service | |
| Ease of use | |
| Information on investments | |
| Value for money |
What do customers say about Halifax Share Dealing?
Comments from Halifax Share Dealing customers that took part in our survey include:
- ‘A single annual charge, which is low. Prompt payment of dividends when I request payment. Sends me voting paperwork as email which saves us both time and for Halifax, some money. Website is always available and has never crashed on me. It is responsive and provides all the information I need.’
- ‘I find it easy to buy and sell shares. For many of the years I have used it there has been no annual fee, but they have recently introduced one, which was disappointing.’
Visit Halifax Share Dealing to find out more about its accounts, services and investment options.
How much does Halifax Share Dealing cost?
There's no difference in fees whether you're investing in a Halifax Share Dealing stocks and shares Isa or general investment account.
Annual platform charge:
- £36; this fee is waived for 18-25 year olds
Trading charge:
- £9.50 per trade of funds and UK stocks
Foreign exchange charge:
This applies to each trade of investments denominated in another currency, for example US stocks, on top of fund and trading charges.
- 1.25%
How much would I pay to invest with Halifax Share Dealing?
We've estimated the cost of investing over the course of a year in a Halifax Share Dealing stocks and shares Isa, assuming that you make four purchases and four sales each year.
| Amount invested | Annual fund charges | Annual share, exchange-traded funds and investment trusts charges |
|---|---|---|
| £5,000 | £112 | £112 |
| £10,000 | £112 | £112 |
| £25,000 | £112 | £112 |
| £50,000 | £112 | £112 |
| £100,000 | £112 | £112 |
| £250,000 | £112 | £112 |
| £500,000 | £112 | £112 |
Table notes: Annual charges include platform fee and any trading charges. We have not included other charges that might apply, such as foreign exchange fees or fund management charges that are levied by fund managers, as these vary depending on the specific investments you hold. Fund management fees can range from less than 0.1% for some passively managed 'tracker' funds, to 1.25% or more for actively managed funds or investment trusts.
If you're thinking of using Halifax Share Dealing to take an income from your pension in a drawdown plan, read our comparison of pension drawdown charges.
- Find out more: Compare investment platform fees and charges
What can you invest in with Halifax Share Dealing?
Halifax Share Dealing accounts and services
Find out more about Halifax Share Dealing by using the links below to view their accounts and services:
- General investment account
- Stocks and shares Isa (not flexible)
- Self-invested personal pension (Sipp)
- Ready-made portfolio
- Income drawdown
- Savings account
Investments on Halifax Share Dealing
- 3,143 funds (OEICs, multi-asset funds)
- 275 investment trusts
- 697 exchange-traded funds
- 4,803 stocks
- 121 bonds
Correct as of January 2025
Is Halifax Share Dealing good for ethical investors?
Users of Halifax Share Dealing will be able to see a detailed breakdown of a fund's ESG (environmental, social, governance) characteristics, including exposure to fossil fuels and a score on social impact.
It also includes the fund’s top 10 holdings and allows you to search funds by their MSCI (a fund research company) ESG rating.
- Find out more: Ethical investing explained
Is your money safe with Halifax?
Halifax Share Dealing is regulated by the Financial Conduct Authority (FCA) and covered by the Financial Services Compensation Scheme (FSCS).
When you invest with an investment platform registered with the FCA, your money will be ring-fenced and should be returned if a company goes bust without you having to wait alongside other creditors.
If ring-fencing failed, you would be compensated by the FSCS.
The FSCS will cover up to £85,000 of investments per person per platform. You can claim for free online at www.fscs.org.uk; there's no reason to use a claims-management company.
You won't be compensated for investments falling in value or if a company in which you hold shares goes bust unless this poor performance resulted from bad advice from a regulated independent financial adviser that has since gone bust.
- Find out more: How the FSCS works