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InvestEngine investment platform review

Which? experts analyse InvestEngine's charges and ask its customers to rate it for service, tools, value for money and more
Josh WilsonSenior data journalist

Is InvestEngine any good?

InvestEngine is a Which? Recommended Provider for 2025-26, alongside AJ Bell, and is also a Great Value provider thanks to its low fees. 

In our latest customer satisfaction survey, InvestEngine received a customer score of 78% for its stocks and shares Isa, putting it joint 2nd out of 25 providers.

It picked up five-star ratings for value for money and for ease of use from its customers.

The platform specialises in Exchange Traded Funds (ETFs), and it offers commission‑free DIY investing along with managed portfolios.

Please note that the information in this article is for information purposes only and does not constitute advice. Please refer to the particular terms and conditions of an investment platform before committing to any financial products.

InvestEngine stocks and shares Isa star ratings in more detail

Aspect of serviceStar rating
Customer service
Ease of use
Information on investments
Value for money

What do customers say about InvestEngine?

Comments from InvestEngine customers that took part in our survey include:

  • 'It’s a robo-investing service and it has made good returns so far. I like the way I can set a level of risk and it automatically balances my portfolio accordingly.'
  • 'The few times I have contacted them they have answered my query quickly and clearly.'
  • 'They don't ever delay to respond. And have a notable and unique platform website to access customer service that is ready to help.'

Visit InvestEngine to find out more about its accounts, services and investment options.

What are InvestEngine’s charges?

The charges below are based on InvestEngine's DIY investing option, for which it applies no platform or trading charges. Charges apply if you opt for its managed portfolios (0.25% platform fee, average 0.12% fund fee). 

Platform annual charge

  • £0

Trading charge

  • £0

Foreign exchange charge

  • N/A

How much would I pay to invest with InvestEngine?

We've estimated the cost of DIY investing with InvestEngine over the course of a year in a stocks and shares Isa. All our scenarios assume you make four purchases and four sales each year, spread out over different months.

InvestEngine doesn't charge any account or trading fees for DIY investing, so all of our scenarios have charges of £0. However, it does charge if you opt for its managed portfolios. 

Amount investedAnnual charges
£5,000£0
£10,000£0
£25,000£0
£50,000£0
£100,000£0
£250,000£0
£500,000£0

Table notes: Annual charges include platform fee and any trading charges. We have not included other charges that might apply, such as foreign exchange fees or fund management charges that are levied by fund managers, as these vary depending on the specific investments you hold. Fund management fees can range from less than 0.1% for some passively managed 'tracker' funds and ETFs, to 1.25% or more for actively managed funds or investment trusts. 

If you're thinking of using InvestEngine to take an income from your pension in a drawdown plan, read our comparison of pension drawdown plans and charges.

What can you invest in with InvestEngine?

InvestEngine accounts and services

Find out more about InvestEngine by using the links below to view their accounts and services:

Investments on InvestEngine

Correct as of February 2025

Is InvestEngine good for ethical investors?

Users of InvestEngine can filter investments based on ESG or sustainability options, and users can also filter investments by Morningstar sustainability rating – a measure of how well funds are managing ESG (environmental, social, and governance) risks.

It also lists the fund’s top 10 holdings, so you can see the companies making up the largest portions of investment in a fund.

Is your money safe with InvestEngine?

InvestEngine is regulated by the Financial Conduct Authority (FCA) and covered by the Financial Services Compensation Scheme (FSCS).

When you invest with an investment platform that's registered with the FCA, your money will be ringfenced and should be returned if a company goes bust without you having to wait alongside other creditors.

If ringfencing failed, you would be compensated by the FSCS.

The FSCS will cover up to £85,000 of investments per person, per platform. You can claim for free online at www.fscs.org.uk; there's no reason to use a claims-management company.

You won't be compensated for investments falling in value, or if a company in which you hold shares goes bust, unless this poor performance resulted from bad advice given by a regulated independent financial advisor that has since gone bankrupt.

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