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Megan is a senior researcher and writer at Which?, with a background in data analysis and stats in the public and charity sectors.
You can invest with Vanguard in a stocks and shares Isa, a general investment account, a Sipp or a junior Isa.
Vanguard has one of the highest minimum investments of the investment platforms in our survey – you'll need a £500 lump sum or £100 a month to get started.
Please note that this article is for information purposes only and does not constitute advice. Please refer to the particular T&Cs of an investment platform before committing to any financial products.
Vanguard was rated highly by its customers (76%) and we were impressed by its low fees, scoring them an above-average 68%. Despite its relatively limited range of assets (scoring 0%), this was enough for Vanguard to be named a Great Value provider.
66%
Annual fees
of 23 providers
Annual platform charge:
Trading charges:
Find out how these fees compare with other stocks and shares Isas.
If you're thinking of using Vanguard to take an income from your pension in a drawdown plan, read our comparison of pension drawdown plans and charges.
Megan Thomas, Which? investments writer, says:
Vanguard is a Great Value pick for 2026-27.
Vanguard only offers its own-brand funds – around 90, covering a range of regions, assets and investment styles. It's known primarily for its tracker funds, which are generally cheaper than actively managed funds (Vanguard offers just a handful).
If you want to broaden your investments beyond Vanguard funds or invest directly in shares, you'll need to use another platform.
Vanguard charges a fixed monthly account fee of £4 for self-managed accounts with a balance of less than £32,000. Or a percentage fee of 0.15% up to £375 on portfolios worth more than £32,000.
While not the very cheapest you can get, Vanguard is still much lower cost than most of its rivals, especially if you have more to invest.
Vanguard customers scored it 76%, the fifth-highest score of any platform in our survey.
Comments from Vanguard customers who took part in our survey include:
Visit Vanguard to find out more about its accounts, services and investment options.
| Aspect of service | Star rating |
| Customer service | |
| Ease of use | |
| Information on investments | |
| Value for money |
These results are based on a January 2026 online survey of 3,053 adults – members of the Which? Connect panel and members of the public – who told us about 4,146 experiences with stocks and shares Isas. Vanguard results based on a sample size of 273.
Vanguard is regulated by the Financial Conduct Authority and covered by the Financial Services Compensation Scheme (FSCS).
If Vanguard went bust and its other arrangements to protect your money failed, the FSCS will cover up to £85,000 of investments per person, per platform. You can claim for free online at fscs.org.uk: there's no reason to use a claims management company.