Which?'s response to HM Treasury’s consultation which takes forward the Government’s intention to abolish the Payment Systems Regulator (PSR) and consolidate its functions within the Financial Conduct Authority (FCA)
Which?'s response to the FCA's proposed approach for regulation of Deferred Payment Credit (unregulated Buy Now Pay Later)
Which? views on FOS' Plans and Budget for 2025-26
Which?'s response to HM Treasury's proposals on how to regulate Buy-Now Pay Later credit
Which?'s submission to the FCA's Call for Input on its Review of FCA requirements following the introduction of the Consumer Duty which considers whether the FCA can simplify requirements through greater reliance on high-level rules, while ensuring it continues to support and protect consumers
Which?'s submission to the FCA and PSR Call for Input which considers the role of digital wallets in the payments landscape
Which?'s response to the PSR's proposals for a compliance and monitoring regime for the new system of APP scam reimbursement
Which?'s response to the PSR's and Bank of England's consultation on developing a mandatory reimbursement regime for Clearing House Automated Payment System (CHAPS) payments
Which? response to JROC proposals for the future governance of UK open banking
Which?'s response to the PSR's consultation on Specific Direction 12 which requires LINK to maintain a broad geographic spread of the UK’s free-to-use cash machine network
Which?'s response to HMT proposals to slow down payments when fraud is suspected
Which?'s response to the FCA consultation on Access to Cash. We supported the FCA's approach to securing free access to cash but argued that it should seek to ensure consumers also receive good outcomes in relation to access to banking services
Which?'s response to the PSR's proposals for a claims excess and maximum reimbursement level on APP scam claims.
Which? submission to the Future of Payments Review
Which?'s response to the Bank of England and HM Treasury's consultation on proposals for a digital pound
Which? response to PSR's Call for views: First review of Specific Direction 12 (LINK). We argue that the Specific Direction continues to serve an important purpose in maintaining free access to cash and should therefore be retained
Understanding why consumers fall for APP scams