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  3. Paul Davies
PD

Paul Davies

Paul has long worked in financial services research, currently specialising in pensions and retirement planning.

156 articles
  1. 2026

    1. 04 Aug

      Are you making the most of your workplace pension?

      Pensions & retirement
    2. 03 Aug
      Hands using a calculator on a table with financial documents, a laptop in the background, and a pen in hand.

      Best annuity rates August 2026

      Accessing your pensions
    3. 31 Jul
      Elderly couple sitting on a bench by a lake, with mountains in the background and a kayak on the water

      Can I take a lump sum from my pension?

      Accessing your pensions
    4. 30 Jul
      Colorful gumball machine filled with various gumballs

      What is pension drawdown?

      Accessing your pensions
    5. 29 Jul
      A young woman and an elderly man sit at a table, examining a tablet together, surrounded by magazines and colorful cushions.

      How to get retirement and pension advice

      Accessing your pensions
    6. 24 Jul
      Five family members joyfully gather around a laptop, laughing and playing, with a child is being playfully lifted.

      How inheritance tax will apply to pensions

      Pensions & retirement
    7. 23 Jul
      Close-up of HM Revenue & Customs logo with text regarding tax rates and allowances on a document.

      Will my pension be subject to inheritance tax?

      Accessing your pensions
    8. 20 Jul
      Man in a checked shirt and safety goggles using a circular saw on a wooden plank, surrounded by tools and a hard hat.

      Pensions for the self-employed

      Saving for retirement
    9. 16 Jul
      Two hands clutch a pile of British banknotes, including £5, £10, and £20 notes, resting on a dark surface.

      Can I take all my pension in one go?

      Accessing your pensions
    10. 09 Jul
      Pink piggy bank next to a small stack of coins on a wooden surface, with additional coins scattered around.

      Pension options: what can I do with my pension pot?

      Accessing your pensions
    11. 01 Jul
      Woman with grey hair sits at a wooden table, writing notes while looking at a laptop in a bright kitchen.

      What are annuities?

      Accessing your pensions
    12. 01 Jul
      Two older women, smiling and hiking together, with backpacks and camping gear, surrounded by greenery and trees.

      How much will I need to retire?

      Saving for retirement
    13. 28 Jun
      Two men study blueprints together

      Why some families will be hit harder by new inheritance tax rules for pensions

      Pensions & retirement
    14. 23 Jun
      A person holds a smartphone displaying "Transfer complete" with a checkmark, next to a laptop and a cup on a table.

      How pension transfers could soon be made simpler

      Pensions & retirement
    15. 22 Jun
      Close-up view of a financial chart displaying fluctuating lines in blue, green, and red against a dark grid background.

      What is the Pension Protection Fund?

      Saving for retirement
    16. 11 Jun
      Two older adults sit at a table, reviewing documents.

      How much is the state pension?

      State pension
    17. 08 Jun
      A small model house with a red roof is held in hands, symbolizing homeownership. A yellow blouse and plaid shirt are visible.

      Equity release sales drop – is it still worth considering?

      Pensions & retirement
    18. 05 Jun
      A smiling woman with glasses and long hair sits at a desk, engaging happily with another person in a bright office space.

      How long does my pension need to last?

      Saving for retirement
    19. 04 Jun
      woman drinking water after exercise

      How taking a Sipp could refresh your retirement savings

      Pensions & retirement
    20. 04 Jun
      A middle-aged woman with grey hair and glasses analyzes a document while using a calculator, with a cup nearby.

      Best Sipps 2026

      Saving for retirement