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  3. Paul Davies
PD

Paul Davies

Paul has long worked in financial services research, currently specialising in pensions and retirement planning.

153 articles
  1. 2026

    1. 15 Jun
      Hands using a calculator on a table with financial documents, a laptop in the background, and a pen in hand.

      Best annuity rates June 2026

      Accessing your pensions
    2. 11 Jun
      Two older adults sit at a table, reviewing documents.

      How much is the state pension?

      State pension
    3. 08 Jun
      A small model house with a red roof is held in hands, symbolizing homeownership. A yellow blouse and plaid shirt are visible.

      Equity release sales drop – is it still worth considering?

      Pensions & retirement
    4. 05 Jun
      A smiling woman with glasses and long hair sits at a desk, engaging happily with another person in a bright office space.

      How long does my pension need to last?

      Saving for retirement
    5. 04 Jun
      woman drinking water after exercise

      How taking a Sipp could refresh your retirement savings

      Pensions & retirement
    6. 04 Jun
      A middle-aged woman with grey hair and glasses analyzes a document while using a calculator, with a cup nearby.

      Best Sipps 2026

      Saving for retirement
    7. 03 Jun
      Two older women, smiling and hiking together, with backpacks and camping gear, surrounded by greenery and trees.

      How much will I need to retire?

      Saving for retirement
    8. 20 May
      A person relaxes in a striped deck chair on a beach, facing the ocean under bright sunlight.

      Over-60s benefits

      Accessing your pensions
    9. 11 May
      An older couple sits at a kitchen table, discussing a document with concern, breakfast plates and a laptop nearby.

      Why inheritance tax changes could open the door to pension scammers

      Pensions & retirement
    10. 03 May

      Why annuity odds are now favouring retirees

      Pensions & retirement
    11. 21 Apr
      Two elderly individuals in a bright, modern kitchen, one pouring milk while the other prepares food at the counter.

      How does your state pension compare?

      Pensions & retirement
    12. 10 Apr
      NHS pension scheme

      What is a public sector pension?

      Saving for retirement
    13. 10 Apr
      A couple sits on the floor of a partially renovated room, surrounded by paint supplies and covered furniture

      Switching equity release providers

      Equity release
    14. 09 Apr
      Tea is being poured into a cup on a wooden table, with another cup visible nearby and a blurred figure in the background.

      Should I top up my state pension?

      State pension
    15. 07 Apr
      Clear glass jar with a metal clasp, containing a handwritten label that reads "SUSPENSION." Soft background.

      What was contracting out?

      State pension
    16. 07 Apr
      Senior couple smiling and enjoying each other's company on a beach, with the ocean in the background and cloudy skies.

      How to boost your pension

      Saving for retirement
    17. 07 Apr
      Stacks of coins with small plants growing from jars and a burlap sack, symbolizing savings and financial growth.

      Should I combine my pensions?

      Saving for retirement
    18. 07 Apr
      Woman with short, silver hair in a pink blouse sits at a desk, looking intently at a laptop, holding papers in one hand.

      Pensions lifetime allowance explained

      Saving for retirement
    19. 07 Apr
      Close-up view of a financial chart displaying fluctuating lines in blue, green, and red against a dark grid background.

      What is the Pension Protection Fund?

      Saving for retirement
    20. 07 Apr
      Elderly couple sitting at a table, reviewing documents and using a calculator, with a smartphone in hand.

      Pension credit explained

      State pension