Josh Smith

Senior Data Scientist

Latest articles from Josh

The claim after the storm
Policy research paper

The claim after the storm

Potentially unfair flood and storm definitions in home insurance policies

45 min read
Complaint upheld: delay, distress and inconvenience caused by insurers
Policy research paper

Complaint upheld: delay, distress and inconvenience caused by insurers

Distress and inconvenience were recorded in nearly two-thirds of all complaints upheld by the Financial Ombudsman Service in 2023, for home, motor, travel and pet insurance. Delays are also at a five-year high. Which? investigates the harm being caused to consumers

33 min read