What's the point of a pension?

No matter how far away you are from retiring, you’ve probably given some thought to how you’ll spend your time when you get there. But thinking about how you’ll afford that dream retirement lifestyle isn’t quite as much fun.

In the first episode of our four-part podcast series, we go back to basics to explain how a pension differs from a normal savings account, and how you can best prepare your finances for the future.

Which? Money editor Jenny Ross is joined by experts from across the industry, as well as people at different stages of retirement planning. 

You can listen to the other three episodes in the series right now:

• Episode 2: Are you saving enough for retirement?
• Episode 3: What does the future hold for the state pension?
• Episode 4: How and when should you take your pension?
  

Click to download a transcript of this podcast.

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