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Have you won a premium bond prize in June 2026?
Search for your NS&I numbers in our premium bond prize-checker table
Matthew is an award-winning journalist, specialising in savings, tax and insurance.
Two premium bond holders have each won £1m in June's National Savings & Investments (NS&I) prize draw.
The jackpot winners are from Leeds and Cheshire & West Chester, and 71 other winners were picked for the next-best prize of £100,000.
If you didn't become a millionaire this month, you may still have struck it lucky with a smaller prize. You can check whether your numbers came up by using our table.
June's premium bond winners
The first winning bond (662EK268242) was bought by a lucky winner living in Leeds and is part of a total holding of £42,425. The winning bond was bought in February 2026.
The second winner, from Cheshire & West Chester, bought their bond (573GA618329) in March 2024. They have a total holding of £33,800.
Which? is sent the details of the premium bond jackpot winners, alongside the prize draw data, the day before full results are made available to all premium bond holders via the app and online.
Check if you've won a prize this month
You can use our tables below to check whether you've won a prize worth £1,000 or more. You can either search by region or by entering your premium bond numbers.
These tables contain a lot of information, so the numbers may take a bit longer to load:
Prizes worth between £10,000 and £1m
Source: NS&I
Prizes worth between £1,000 and £5,000
Source: NS&I
There were 5,954,593 premium bond prizes paid out in the June 2026 draw, worth a total of £376,627,975. There were 71 prizes worth £100,000, but plenty of smaller cash rewards were also up for grabs – 5,936,887 were worth £500 or less.
- Find out more: best savings accounts 2026
What are the odds of winning?
The odds of winning any prize are currently 23,000:1. All £1 bonds that enter the prize draw each month have an equal chance of being picked.
To understand what this really means for premium bond holders, it's important to explain what's meant by 'odds'.
In the case of premium bonds, 23,000:1 indicates that for every 23,000 attempts, one is expected to succeed – assuming each attempt is independent of the other. In short, your chances are pretty slim and, in an average month, a typical bondholder is likely to win nothing at all.
- Find out more: should you get premium bonds?
Are there ways to improve your chances?
Some people believe that having newer bonds makes you luckier. Although it’s true that recent bonds win more often, that’s simply because there are more of them in circulation.
Sales surged after the top prize rose to £1m in 1994, and low interest rates have encouraged more people to put their money into premium bonds instead of other savings products. Two increases to the prize fund rate in 2022 may also have prompted more purchases.
Older bond numbers are more likely to have already been picked as jackpot winners, as they’ve been entered into more draws over the years.
Ultimately, there’s only one guaranteed way to boost your chances: buy more bonds. The more you invest, the greater your odds of taking home a prize.
- Find out more: what is NS&I?
Are you better off with a savings account?
Unlike premium bonds, savings and Isa accounts offer guaranteed interest on your deposits.
Many savings products allow you to open with less than £1,000, so they might be a better option for people who don't have a huge lump sum to invest.
This table shows the top rates for fixed-term and instant-access cash Isas and savings accounts. Results are ordered by term and exclude products that impose restrictions on opening or withdrawals.
| Instant access | LemFi | 5% (a) | n/a | £1 | Mobile app | Monthly |
| Instant access cash Isa | Atom Bank | 4.25% | 76% | £0 | Mobile app | Monthly |
| One-year fixed rate | MBNA | 4.85% | n/a | £1,000 | Internet | On maturity |
| One-year fixed rate cash Isa | Hodge Bank | 4.67% | n/a | £1,000 | Internet | Monthly, on maturity |
| Two-year fixed rate | Recognise Bank | 4.85% | n/a | £1,000 | Internet | Monthly, yearly |
| Two-year fixed rate cash Isa | RCI Bank UK | 4.72% | n/a | £1,000 | Internet | Monthly, anniversary |
| Three-year fixed rate | Hodge Bank | 4.81% | n/a | £1,000 | Internet | Monthly, yearly |
| Three-year fixed rate cash Isa | Hodge Bank | 4.66% | n/a | £1,000 | Internet | Monthly, anniversary |
| Four-year fixed rate | Oxbury Bank | 4.58% | n/a | £1,000 | Internet | Yearly |
| Four-year fixed rate cash Isa | United Trust Bank | 4% | n/a | £5,000 | Internet | Anniversary |
| Five-year fixed rate | GB Bank | 4.87% | n/a | £1,000 | Internet | Monthly, yearly |
| Five-year fixed rate cash Isa | Hodge Bank | 4.71% | n/a | £1,000 | Internet | Monthly, anniversary |
Table notes: rates sourced from Moneyfacts on 1 June 2026. (a) 5.00% AER (Tracker). Comprised of an underlying standard rate of 3.04% AER (3.00% gross, which tracks 0.75% under the Bank of England base rate), plus a 1.96% AER boost applied for 6 months from the day you open the account. Provider customer score is based on savers' overall satisfaction with the brand and how likely they are to recommend it to others. n/a means the sample size was too small for us to generate a provider score.
Compare savings accounts
Find the right savings account for you using the service provided by Experian Ltd
Compare and chooseWhat about NS&I savings?
NS&I does offer a range of savings and Isa accounts. However, its top rates tend to be lower than those offered by competitors.
One of the main advantages of NS&I, however, is that funds are backed by HM Treasury, so your money has 100% security.
Other banks and building societies are covered by the Financial Services Compensation Scheme (FSCS), up to £120,000 per person, per institution (meaning some brands share protection).
With NS&I you’re fully protected up to the maximum deposit limit on the account. For the Direct Saver instant-access account, that’s up to £2m.
- Find out more: FSCS and how it protects your savings
NS&I to repay millions after bereavement failures
In March 2026, it was revealed that NS&I is expected to pay back hundreds of millions of pounds to the families of customers who have died.
This follows an error in processing bereavement claims that failed to identify all NS&I products linked to some customers. Around 37,500 bereavement cases are thought to be affected, with missing payments estimated to total up to £476m.
This meant that some savings and premium bond prizes were not paid out or were delayed, leaving families waiting for money owed to estates.
NS&I has now published its delivery plan. It is currently in the process of contacting affected estates about reimbursement and compensation. Payments will begin shortly after the letters are sent and received.
- Find out more: NS&I bereavement failures: what you need to know
